Well, I've have another disaster on my hands!
Not of my own doing, but I don't quite know how I'm going to survive this one.
When I had my re-determination with DHS (Welfare) in early September, I was supposed to have a telephone conference with my Case Worker. Because I am soooooo good about getting all the required forms and proofs organized and sent in, apparently she found no reason to call. I waited all day for the call. It is noted that if you miss the call, your benefits will be cancelled.
My only benefits are food assistance and the State pays my Medicare payment. They don't take it out of my Social Security.
I got a paper in the mail from DHS stating that my Medicare would be paid and my food allowance went up from $23.00 to $41.00 a month. YOWZA!!
Tuesday, I received another notice from DHS that they were going to stop paying for my Medicare and because it should have been activated in October, my November SS would have DOUBLE the payment taken out. $238.00, taken out of my November 3rd SS deposit. Then, from December on, $134.00 would be taken out each month.
I called my Case Worker and for once, she answered the phone, instead of it going to voice mail. I asked her why. She said she didn't know and would have to check it out. She put me on old.
While I was sitting there waiting, I could feel that cold sensation around my middle. The one I get when I am told really bad news.
She came back on the line. The cut-off on monthly income is $1,234.00. My income showed, $1,238.00. I had made $4.00 too much.
What to do! I was shaking so hard. Then I remembered that just last week, I got a notice that on a very small annuity I have, the State was going to start taking out 4.10% withholding. It totaled $3.98 a month.
I told her about that and my income had dropped $3.98 a month since my re-determination.
She told me to send in "proofs"--bank statements showing the deposit in September and the one in October showing the decrease. I did that--scanned them and uploaded them to the DHS website, then called her back and left a voice mail so she would know and perhaps could get this whole thing fixed.
BUT--it won't be fixed, if it can be fixed, for two months. You know how tight my budget is now. In November, I will be $261.00 short. In December, $127.00.
I don't know what to do. Let my health insurance lapse? My car insurance?
I consulted with my blogging buddy Jean about selling stuff on EBay. She told me I probably wouldn't make enough to go through all the hassle. She was right. I checked the price on a Japanese Wooden artifact I have from "Occupied Japan", made in 1948. There was one just like it--sold for $6.99!
I had a place setting from my Mother's Sterling Silver ware. My grandmother, my Dad and I got my Mother a service for 12 over the years. We ended up with service for 13. I had it and used it for family dinners in the 70's & 80's. My kids loved to eat off Great Grandma's china and Grandma's "real" silverware. Last year, I kept one place setting and gave the rest, in it's nice velvet lined box, to my sister.
I took that place setting into a jeweler's yesterday. A reputable man. He looked it all over, weighed it = $27.00. When we bought in for Mother, back in the '60's, it was $50.00 a place setting.
I almost cried having to part with it, but sold it to him. It will help pay for the last bill I have this month.
What really annoys me; if my Case Worker had called me in September, like she was supposed too, as we went over the paperwork I had sent in, she would have noticed I was $4.00 over the limit and I would have known then, instead of being totally shocked!!!
Well, you know my theory. God has always provided for me. I can only be assured He will with this problem too. I have to be strong and not let fear and panic get to me!